M-PESA Integrated POS System in Kenya
Accept M-PESA payments at checkout, reconcile automatically, and stay fully compliant with KRA eTIMS. Built for Kenyan businesses that run on mobile money.
- STK Push payments straight to your Till or Paybill
- Automatic reconciliation — no more manual matching
- Works with your existing M-PESA Till Number
- Every M-PESA sale triggers a compliant eTIMS invoice
How M-PESA Payments Work on Your POS
From checkout to confirmation in under ten seconds — with zero manual reconciliation.
Cashier selects M-PESA
At checkout, the cashier taps M-PESA as the payment method on the POS screen.
STK Push is sent
The customer receives an M-PESA prompt on their phone with the exact amount.
Customer enters PIN
The customer confirms the payment by entering their M-PESA PIN — no cash, no cards.
Payment confirmed & recorded
The POS confirms instantly, records the sale, and generates the eTIMS invoice automatically.
All M-PESA Payment Types Supported
Whether you use a Till Number, Paybill, or need Tap-to-Pay, our POS handles it all.
📲 STK Push
Send a payment prompt directly to the customer's phone. Fast, secure, and confirmed in seconds — no need for the customer to type a Till Number.
🏪 Till Number
Use your existing M-PESA Till Number. Payments are matched to the sale instantly so your records always balance.
🧾 Paybill
Ideal for businesses with account numbers per customer or invoice. Each Paybill payment is linked to the correct customer and sale.
📱 Tap-to-Pay
For supported devices, customers can tap their phone to pay — no PIN entry, no delays at peak hours.
Built to Make Mobile Money Effortless
Every feature is designed around how Kenyan businesses actually take payments.
Automatic Reconciliation
Every M-PESA payment is matched to its sale automatically. No more comparing SMS confirmations with your POS at the end of the day.
Instant Confirmation
Payments are confirmed in seconds, so queues move faster and your cashier doesn't have to wait or double-check.
Offline Payment Capture
If the internet drops, the POS keeps recording sales. Once you're back online, everything syncs to M-PESA, eTIMS, and your reports.
Unmatched Payment Alerts
If a payment doesn't match a sale, the POS flags it immediately so nothing slips through the cracks.
M-PESA Sales Reports
See exactly how much came in via M-PESA, broken down by branch, cashier, hour, and product. Export for accounting anytime.
Secure & Auditable
Full transaction log with timestamps, receipt numbers, and customer references — ready for audits and KRA review.
M-PESA + eTIMS: Complete Compliance in One Flow
When a customer pays via M-PESA, your POS automatically generates and transmits a KRA eTIMS-compliant invoice. No extra steps, no duplicate entry.
| Step | What Happens | Who Handles It |
|---|---|---|
| 1. Sale is made | Cashier rings up items on the POS | Your staff |
| 2. M-PESA payment | Customer pays via STK Push, Till, or Paybill | Nyagasoftwares POS + M-PESA |
| 3. Payment confirmed | POS records the sale and matches the payment | Nyagasoftwares POS |
| 4. eTIMS invoice | KRA-compliant invoice generated and transmitted | Nyagasoftwares POS + KRA eTIMS |
| 5. Records updated | Sales, stock, and reconciliation reports update in real time | Nyagasoftwares POS |
Learn more about eTIMS compliance on our eTIMS Compliant POS System in Kenya page.
Perfect for Every Kenyan Business Type
From high-volume supermarkets to single-location restaurants, M-PESA POS works the way you do.
Supermarkets
High-speed M-PESA checkout across multiple lanes with real-time reconciliation.
Learn more →M-PESA POS FAQs
Answers to the questions Kenyan business owners ask us most.
How does M-PESA integration work on a POS system?
At checkout, the cashier selects M-PESA as the payment method. The POS sends an STK Push to the customer's phone, the customer enters their PIN, and the payment is confirmed instantly. The sale is recorded automatically and the eTIMS invoice is generated.
Can I use my existing M-PESA Till Number or Paybill with your POS?
Yes. We integrate with your existing M-PESA Till Number or Paybill. You do not need to open a new account or change your current setup.
Does M-PESA POS work offline?
The POS continues to record sales offline. M-PESA payments require network connectivity to complete, but once the connection is restored, all transactions sync automatically with the POS, eTIMS, and your reconciliation reports.
How much does an M-PESA integrated POS cost in Kenya?
Pricing depends on features, number of branches, and users. Contact us for a custom quote in KSh. We offer affordable plans for SMEs, restaurants, pharmacies, supermarkets, and retail.
Is M-PESA reconciliation automatic?
Yes. Every M-PESA payment is matched to its sale automatically, so you no longer need to manually compare SMS confirmations or M-PESA statements with your POS records.
Is the M-PESA POS compliant with KRA eTIMS?
Yes. Our POS is fully eTIMS compliant. M-PESA sales are automatically transmitted to KRA eTIMS and a compliant invoice is generated for every transaction. See our eTIMS Compliant POS System in Kenya page for details.
What M-PESA transaction fees apply?
Standard M-PESA merchant transaction fees apply based on your M-PESA tariff. Nyagasoftwares does not add any extra charges on top of M-PESA's standard fees. Contact us for guidance on choosing the most cost-effective setup for your business.
How long does setup take?
Most businesses are fully set up within 24–48 hours, including M-PESA integration, eTIMS onboarding, and staff training.
See M-PESA POS in Action
Book a free demo and see exactly how M-PESA payments, reconciliation, and eTIMS compliance work together in your business.
- Live M-PESA STK Push demo
- Custom pricing for your business size
- Existing Till/Paybill integration
- Setup and staff training included
Request a Free Demo
Fill in your details and our team will contact you within 24 hours.